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A Mint alternative in South Africa: where mooola fits

Mint has closed. Compare a fresh start with local statement imports against connected finance apps, and understand what happens to saved Mint history.

Mint is no longer an active budgeting app. If you are looking for a Mint alternative in South Africa, start with the job you want to replace: seeing spending across accounts, planning a budget, tracking investments or keeping a private financial record. mooola is our recommendation for the spending-record part when your bank’s original statement format is supported.

What happened to Mint?

Intuit’s Mint website now directs visitors to Credit Karma and describes transactions, spending and net-worth features there. Credit Karma’s Canadian closure notice dates the end of Mint Canada’s service to 23 March 2024.

A replacement should be evaluated on what it offers today. Do not rely on an old Mint signup tutorial, a historical price or a migration deadline that has already passed. Credit Karma is a separate service; its presence on Mint’s website does not establish support for your South African bank.

Which part of Mint do you want to replace?

Your priorityWhere mooola fitsWhat to check elsewhere
See where money wentImport supported statements and review categories across accountsBank-feed coverage if you need connected updates
Set spending limitsCustom budgets with reset periodsEnvelope allocation or forecasting if that is your preferred method
Find recurring chargesReview recurring patterns in imported historyVerify subscriptions and cancellation directly with the provider
Keep records privateOffline use without an account; financial records local by defaultCloud storage, aggregation providers and sharing permissions
Preserve old Mint historyStart from supported original bank statementsA documented importer for a Mint export you already saved
Track investments and future balancesThe mobile app focuses on expense records and custom spending budgetsInvestment aggregation and forward-looking planning capabilities

A fresh start with South African statements

mooola does not need your banking username, password or a permanent bank connection. It reads selected original South African PDFs and Capitec CSV layouts. Follow the guide for your bank, import a complete period and reconcile the result against the source.

Repeat imports are reconciled, and you can organise categories and review recurring payments. Optional folder imports check saved supported files when you open or return to the app. Android users can also enable Google Wallet capture for supported new purchases after setup. Neither feature logs in to your bank or retrieves missing historical records.

Financial records stay on your device unless you enable uploads or share payment details. Read what mooola stores when you create an account before choosing remote features.

Can mooola import a saved Mint export?

No generic Mint CSV importer is advertised by mooola. A file exported by Mint is not an original bank statement, even if both contain dates and amounts. Use supported bank documents for mooola and keep any Mint export as a separate archive.

If retaining a saved export inside another app is essential, check its current importer first. Simplifi’s import documentation includes a Mint-file workflow, while Monarch documents CSV history imports. File support is separate from regional, currency and bank support. Neither statement promises that a closed Mint account can still supply an export.

Choose around your accounts

Start with mooola for supported statement imports, local spending analysis and custom budgets. Check the current store price for your device; this guide does not promise Mint’s former pricing or every feature it once offered.

For a connected South African alternative, read mooola vs FinWise or mooola vs Vault22. For international planning tools and their limits, see mooola vs Monarch Money and mooola vs Quicken Simplifi. The South African finance-app roundup also covers YNAB, Actual Budget and Trace.