How to read a South African bank statement
Use the opening and closing balances to check the statement, interpret each transaction row, and avoid confusing a statement with a confirmation letter or proof of payment.
Read the statement guideBank statement import guides
Choose your bank to export the right file, import it into mooola, and troubleshoot common format problems without sharing a real statement.
New to bank statements?
Learn how dates, descriptions, debits, credits, balances, fees, reversals, and different document types fit together before you import.
Absa statements and banking documents
Choose the right stamped statement, home-loan or credit-card statement, confirmation letter, tax certificate, proof of payment, or emailed eStatement.
Choose the right Absa documentKeep the statement private
A statement can expose identity, account, balance, income, purchase, and location information. Import it directly and never post the document in a public support channel.
Read the privacy guideExact steps for supported and early-access formats
mooola recognises specific statement layouts. Start with the guide for your bank rather than converting, scanning, or editing the file, and check whether that format is supported or still in early access.
Import a Capitec statement
Use a supported original account-statement PDF or transaction CSV from Capitec.
Read the Capitec guide
Import an Absa statement
Use a supported original e-stamped transaction history PDF with selectable text.
Read the Absa guide
Import an African Bank statement
Use a supported original digital transaction statement PDF with selectable text.
Read the African Bank guide
Import a Discovery Bank statement
Use a supported certified digital or transaction-account statement PDF.
Read the Discovery Bank guide
Import an FNB statement
Use a supported digital RAND transaction statement or selected enterprise PDF.
Read the FNB guide
Import a GoTyme Bank statement
Use a supported original digital monthly personal statement PDF with selectable text.
Read the GoTyme Bank guide
Import an Investec statement
Use a supported original digital bank account statement PDF with selectable text.
Read the Investec guide
Import a Nedbank statement
Use a supported original current-account statement or tax-invoice PDF.
Read the Nedbank guide
Import a Standard Bank statement
Use a supported digital three-month or legacy transaction statement PDF.
Read the Standard Bank guide
Import a Woolworths credit card statement
Use a supported original PDF for the Woolworths credit card managed by Absa.
Read the Woolworths guide
Import a Wise CSV
Early-access format for selected single-currency or jar statement csv exports.
Read the Wise guide
Import a Monzo CSV
Early-access format for selected account-statement csv exports with transaction category and currency fields.
Read the Monzo guide
Import a Starling CSV
Early-access format for selected standard or certified statement csv exports.
Read the Starling guide
Import an N26 CSV
Early-access format for selected english-language account-activity csv exports from the n26 webapp.
Read the N26 guide
Import a Commonwealth Bank CSV
Early-access format for selected netbank transaction csv exports containing date, signed amount, details, and balance.
Read the Commonwealth Bank guide
Import a Westpac CSV
Supported format for corporate online previous-day closing-balances-and-transactions csv exports.
Read the Westpac guidePrepare the original file
- 1
Export from your bank
Use the bank’s app or online banking service. Do not print and rescan the document or copy its transactions into another file.
- 2
Check the format
Use the original PDF or CSV named in your bank's guide. PDFs must be digital documents with selectable text, and CSV exports should stay unchanged.
- 3
Keep the statement private
Import it directly on your device. Never post a real statement, account number, transaction history, or balance in Discord or an email.
How mooola handles repeated and overlapping statements
The app reconciles transactions rather than blindly appending every row. The import summary identifies records that are new, updated, unchanged, or ignored. Importing the same statement again should not create a second copy of every transaction.
Ready to import your first statement?
Download mooola, then follow the guide for your bank.
