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Clear spending insights
See categories, recurring payments, and monthly activity in a calm, focused interface.
mooola
See where your money goes without linking your bank.Import supported bank statements and keep your financial data on your device.
Join the community on DiscordSupported banks
Support is format-specific, and some international CSV formats are in early access. mooola is not affiliated with or endorsed by any listed bank.
see your money clearly, privately.
Local-only data
Your statements and transactions stay on your device instead of being sent to mooola.
No bank connection
Import a statement when you choose. mooola never asks for your banking credentials.
Private by design
No account, cloud sync, advertising identifiers, or financial profiling. Only limited, user-controlled development activity leaves your device.
import your own bank data
Bring in a statement from a supported South African bank. mooola reads and processes it on your device without connecting to your bank or asking for your credentials. Explore the privacy-first expense tracking guide, compare personal finance and budgeting apps in South Africa, or learn about reviewing spending without bank linking.
See how it workscustomise your payments
Update the icon, category, and behaviour for matching payments in one place. Your choices stay consistent across your history and future imports.
helpful reminders, only when you want them
Turn on the notifications that are useful to you. mooola can remind you before a recurring payment is due or when it is time to refresh your data.
- Get a reminder one day before an expected subscription or recurring payment
- Choose a statement-import reminder every 30 days
- Restart the 30-day reminder whenever you import fresh data
export the right file from your bank
Follow the guide for your bank to get the supported statement format, import it privately, and troubleshoot common problems without sharing your financial information.
Capitec statement
Use a supported original account-statement PDF or transaction CSV.
Read the Capitec guideFNB statement
Use a supported digital RAND transaction statement PDF.
Read the FNB guideStandard Bank statement
Use a supported three-month or legacy transaction statement PDF.
Read the Standard Bank guide
see all your bank accounts together
Import statements from different banks or several accounts at the same bank. mooola brings them into one private view without connecting to your bank.
- View activity across every imported account
- Rename accounts so they are meaningful to you
- Manage or remove each account’s imported data independently
expanding country by country
Selected South African formats and international CSV exports are available today. Other local bank formats remain in validation until their exact layouts are confirmed.
practical ways to understand your spending
Clear, South Africa-specific guides for turning bank-statement history into useful decisions without handing over your banking credentials.
Save money by tracking expenses
Build a reliable baseline, find repeatable changes, and measure whether they worked.
Read the guideFind subscriptions and recurring payments
Review statement patterns and distinguish subscriptions, debit orders, transfers, and instalments.
Read the guideTrack spending across several accounts
Combine accounts without inflating totals through transfers or overlapping statements.
Read the guidesee where your money goes.
Get mooola and turn your bank statements into private, useful insights in minutes.
Join the community on Discord